FIREfly — your FIRE number, as a place you return to

Where you stand

Currency

Current net worth what you have invested today

Annual spend what your life costs per year, today

Monthly savings what you add to investments each month

Expected return nominal, annual

Expected inflation annual

FIRE style Lean Standard Lavish Barista

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your FIRE number

— of the way there

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Orange line: your projected net worth from today. Shaded band: same plan at real return ±1%. Dashed line: your FIRE number.

Assumptions — every number above traces to one of these